May 2016 Newsletter
Downloadable copy May 2016 Newsletter-1
Downloadable copy May 2016 Newsletter-1
April 2016 Newsletter Happy Birthday to all our April babies!! Some people feel aging is not a good thing, but the alternative is not very attractive. If you have reached full social security retirement age, your life is a success story. Let me give you some numbers. More people die between ages 55 to 64…
If Medicare covers you, you have a number of free preventive care services available to you to promote your health and wellbeing. All Medicare beneficiaries are eligible for an annual wellness visit, a yearly appointment with your health care provider to update or develop a five to 10-year prevention schedule based on your needs. If…
March Newsletter Wishing all the March Babies –“Happy Birthday” The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 280,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs. Seniors can…
Swing Dancing For Weight Loss & longevity, because it don’t mean a thing if you ain’t got that swing. Like ceiling fans that went out of style and then came back, so has swing dancing. Some of you may not be aware that ceiling fans went out of style for many years because they were…
Go To http://www.InsuredMeds.com for FREE Quotes & Info Are You Affected By A Medicare Increase? Who will get an increase in Part B rate? Those who pay little or nothing for Part B – Medicaid- it will paid by the state for them. Those not receiving SS retirement benefits “YET”! Those who are initially enrolling…
What Is Depression? Depression is a medical condition characterized by feeling sad, feeling of hopelessness; low self-esteem; and loss of interest in things they normally enjoy. Senior citizens are prone to changes in life that can lead them to feel depressed. Life throws us many curve balls, life changes, loneliness or a medical condition can…
If you’re going to turn age 65 you must make choices about your healthcare and finances. Three months before – or in the three months following, your 65th birthday, you must do the Following: Healthcare Choices:
A form of life insurance with a long term care rider. Qualified long-term care benefits include: Many benefits including: Long Term Care, Return Of Premium Rider and a Death Benefit: Home healthcare, assisted living, nursing home, adult daycare, personal care services, hospice services, alternative care services. Benefits may vary by state.
Applying for QMB, SLMB, or QI, (the what?) QMB- The qualified Medicare Beneficiary program SLMB- Specified Low-Income Medicare Beneficiary program QI- Qualified Individual program These programs help Medicare beneficiaries of modest means pay all or some of Medicare’s cost sharing amounts (ie. premiums, deductibles and copayments). Before you can get coverage by the QMB,…