How To Get Help Paying For Prescriptions If Your A Middle-class Senior

How To Get Help Paying For Prescriptions If Your A Middle-class

The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 327,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs.

Even if you earn up to $100,000 filing joint you can enroll in EPIC.

InsuredMeds.com is an independent Health, Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC

How To Easily Lose FAT And Love Longer!!

When you exercise or reduce calories your fat is changed in to water and carbon dioxide. The water mixes into your circulation until it’s lost as urine or sweat and you exhale the carbon dioxide.

You lose more weight through exhaling the carbon dioxide than you do in your urine or sweat. Sounds crazy doesn’t it!

Just about everything we eat is removed via our lungs. This applies to all the carbohydrate, proteins and fats that we eat are changed into water and carbon dioxide, even alcohol is removed via the lungs and urine.

Only dietary fibre goes in to your colon. Everything else you ingest goes into your organs and bloodstream and then evaporated in your breathing.

Is It Only About Calories In v. Calories Out? Continue reading “How To Easily Lose FAT And Love Longer!!”

How To Avoid Knee Pain, Ouch!!

How To Avoid Knee Pain, Ouch!!

To Keep Knee from Hurting

To keep your knees healthy, follow these simple tips. Dos for Healthy Knees: Always see a doctor if you experience knee pain that is not relieved by several days of rest, ice, massage, and elevation. Back off from activities such as walking hills or knee-bending exercises that cause you pain.

Why Do Our Knee Hurt? Continue reading “How To Avoid Knee Pain, Ouch!!”

How To Improve Your Brain & Body- InsuredMeds.com

How To Improve Your Brain & Body

Protect Your Brain: You can effect conditions like Alzheimer’s /Dementia, depression and your health by getting in the habit of only a half hour a day of physical activity at least three times a week. Alzheimer’s /Dementia, depression and your health by getting in the habit of only a half hour a day of physical activity at least three times a week.

How It Works: • Physical activity will boost your energy and mood. Continue reading “How To Improve Your Brain & Body- InsuredMeds.com”

Sugar Industry Hid Its Link To Obesity & Diabetes

Sugar Industry Hid Its Link To Diseases

Investigators report that industry misled us all!!

They misled us that it was fats

In the 1960s, a debate began over the effect of sugar and fats on cardiovascular disease. Researchers say that the sugar industry, wanting to influence the discussion, funded research to look into sugar consumption.

And when it found data suggesting that sugar was harmful, the powerful industry pointed a finger at fats.

Newly uncovered historical documents indicate the industry never disclosed the findings of its work and effectively misled the public to protect its economic interests.

Food Industry

The researchers’ claim that the sugar industry misled the public mirror accusations the tobacco industry faced. A trial was held in 2004 to determine whether tobacco industry officials had intentionally deceived Americans for years into thinking that smoking did not cause cancer, despite acknowledging the dangers of smoking among themselves.

Eight months later, the tobacco industry was asked to pay $10 billion over five years to help millions of Americans quit smoking. The penalty was less than 8 percent of what the government had asked for when proceedings began.

Sugar Paid Off Studies

Continue reading “Sugar Industry Hid Its Link To Obesity & Diabetes”

For people on Medicare, there are some changes to be aware of for 2018

 

For people on Medicare, there are some changes to be aware of for 2018

SOCIAL SECURITY

“Medicare is going to replace everyone’s Medicare card starting in April 2018 through April 2019. The cards will be replaced on a scheduled basis. Everyone will get a new card that will have the Social Security number removed and replaced with a unique ID number. It will look different. Nobody needs to initiate anything.”

SCAMS

“There are a lot of scams. There are people calling Medicare beneficiaries, saying they need to pay $35 for these new cards. But Medicare will never call to verify a Medicare number,” or ask for money.

For people on Medicare, there are some changes to be aware of for 2018.

The open enrollment period for Part D prescription drug plans and Part C Medicare Advantage plans is Oct. 15 through Dec. 7.

Prescription drug plans, known as Part D, are advisable for people on Medicare if you are not enrolled in an HMO with drug coverage.

In the past, Medicare allowed companies to merge their enrollees with existing plans,”  we have not heard if that is still true.

It’s important to read the annual notice of change from your company. “If people choose not to renew, they have extra time to find other coverage, but it’s important to pay attention to the dates.”

You shouldn’t risk a coverage gap. If this particular plan ends Dec. 31, you have until Feb. 28 to renew. But that leaves two months uncovered — you don’t want to do that.

People who have prescription drug coverage from a retiree plan do not need to enroll in a Part D plan. You don’t need to do anything. If you have credible coverage from a former employer or the Veterans Administration, you don’t need to enroll. Continue reading “For people on Medicare, there are some changes to be aware of for 2018”

Loneliness Can Be Cause Of Obesity And Your Premature Death

Loneliness Can Be Cause Of Obesity And Your Premature Death

Social Isolation

  • As humans we have evolved and survived because of our ability to connect with others.
  • We grouped together into tribes to survive the elements.
  • Social isolation from our tribe was an extreme form of punishment in human development.

In today’s modern world social isolation is causing obesity, many other health problems and early death.

Chronic Loneliness

  • We are marrying later in life.
  • More of us live alone than in prior generations.
  • Divorce and smaller family sizes have reduced the number of people in our lives.
  • We are isolated by the use of our electronic devices.
  • A recent loneliness study estimated that up to 42.6 million people over age 45 are suffering from chronic loneliness.

Chronic loneliness is a worldwide problem causing premature death across the world.

Case Studies

  • A recent research report involving over 300,000 people showed that those with greater social connection reduced early death by 50 percent.
  • Another worldwide report studied the effects on mortality caused by social isolation and loneliness.

The effects of loneliness can exceed other health risk factors like obesity and drug abuse. Continue reading “Loneliness Can Be Cause Of Obesity And Your Premature Death”

Have You Heard of Harry The Hypnotist?

It was entertainment night at the Senior Citizens Centre.
After the community sing-along, led by Alice at the piano, it was time for the star of the show – Harry the Hypnotist!

Harry explained that he was going to put the whole audience into a trance “Yes, each and every one of you and all at the same time,” said Harry.
The excited chatter dropped to silence as Harry carefully withdrew, from his waistcoat pocket, a beautiful antique gold pocket watch and chain.

“I want you to keep your eyes on this watch” said Harry, holding the watch high for all to see.

“It’s a very special and valuable watch that has been in my family for six generations,” said Harry.

He began to swing the watch gently back and forth while quietly chanting, “Watch the watch — watch the watch —- watch the watch”

The audience became mesmerized as the watch swayed back and forth.
The lights were twinkling as they were reflected from its gleaming surfaces.

One hundred and fifty pairs of eyes followed the movements of the gently swaying watch.

They were all hypnotized.

And then, suddenly, the chain holding the watch broke!
The beautiful watch fell to the stage and burst into fragments on impact.
“SHIT!”  shouted Harry.
It took the staff three days to completely clean up the Senior Citizens Centre and Harry was never invited back again.
When nothing goes right…  Go left.

Humor is good for you, please subscribe and share this senior joke.

Why Do Seniors Get Shingles? One Out Six Seniors Will Get it !!

Why Do Seniors Get Shingles?

One Out Six Seniors Will Get it !!

Shingles Overview

Almost 1 out of every 3 people in the United States will develop shingles, also known as zoster or herpes zoster, in their lifetime. There are an estimated 1 million cases of shingles each year in this country. Anyone who has recovered from chickenpox may develop shingles; even children can get shingles. However the risk of shingles increases as you get older. About half of all cases occur in men and women 60 years old or older.

Some people have a greater risk of getting shingles. This includes people who Continue reading “Why Do Seniors Get Shingles? One Out Six Seniors Will Get it !!”

Insomnia & Sleep Apnea Effect On Seniors

Insomnia & Sleep Apnea

Poor Quality Sleep

  • Researchers at University Of California recently reported that the quality of sleep especially among the elderly can cause brain deterioration and substantial memory loss.
  • In the area of the brain where long term memory is stored called the prefrontal cortex receives transferred brain wave memories from the hippocampus which are produced during sleep.

Poor quality of sleep in seniors triggers memories to be trapped in the area called hippocampus and not go to the prefrontal cortex. Causing difficulty remembering names and forgetfulness.

Sleep Disruption & Memory Loss Continue reading “Insomnia & Sleep Apnea Effect On Seniors”