Applying for QMB, SLMB, or QI, (the what?) QMB- The qualified Medicare Beneficiary program SLMB- Specified Low-Income Medicare Beneficiary program QI- Qualified Individual program These programs help Medicare beneficiaries of modest means pay all or some of Medicare’s cost sharing amounts (ie. premiums, deductibles and copayments). Before you can get coverage by the QMB, SLMB,…
Anyone aged 50 and above should take 2 baby aspirins a day. Two Aspirins a day can prevent a third of colon, throat and stomach cancers and can reduce the risk of death in some cases. Hundreds of thousands of lives would be saved as reported by the largest and most comprehensive analysis of the…
No cooking is involved in this recipe! A Kefir milk shake has over 30 micro-floras due to the fermentation probiotic action of its bacteria and yeast culture clusters. Commercial Yogurt has few Probiotics and is expensive.
Forget about expensive commercial Yogurt that you buy in the supermarket, and comes with only a few probiotics. As you age you need all the microorganism help you can get to stay healthy. A Kefir milk shake, has over 30 micro-floras, due to the fermentation action of it’s bacteria and yeast culture clusters.
Health Care Proxy is a legal document in which a person can appoint someone to make decisions about medical treatment in the event that he or she is no longer mentally competent or able to communicate. The New York Health Care Proxy Law lets you select someone you have confidence in, for instance, a relative…
What Is AHCC And How Can It Benefit You? AHCC stands for (Active Hexose Correlated Compound) it is found in mushrooms that are specially cultured to produce a fungus that strengthens the body’s immune system. Supplement companies combine several types of mushrooms and extract the healing powers of each to create AHCC.
NO! Medicare Does NOT Cover Everything! One of the most frequently asked questions by Medicare beneficiaries is “is this service or treatment covered by Medicare?” The Medicare program and associated Medicare health plans are extremely complex and most mature adults have difficulty understanding and remembering all of the rules, regulations and coverage. NO! Medicare does…
Most people do not want to drink water before they go to bed, because they know they will have to get up during the night. Gravity retains water in the lower part of your body when you are standing. When you lie down and the lower body is level with the kidneys, it is then…
Turning 65 This Year? Come Party With Us! Turning 65 means it’s time to enroll in Original Medicare and choose either a Medicare Advantage or a Medicare Supplement Plan. Insureds.com offers a monthly “Turning 65 Birthday Cake & Learn Too Party ” held at our offices at 1145 Route 55, Suite # 3, Omni Financial…
A centuries old spice is being hailed as a biological marvel, showing benefits in the management of many diverse health disorders from Alzheimer’s disease to cancer. It may already be in your pantry, the spice is Turmeric. The dynamic element in turmeric is Curcumin.