March Newsletter Wishing all the March Babies –“Happy Birthday” The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 280,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs. Seniors can…
Benefits O Metamucil For Senior Health Metamucil® is different than clear-mixing fiber supplements, because it has psyllium fiber. We mixed both Metamucil and the leading clear-mixing fiber, containing wheat dextrin, with the recommended amounts of water. We then added cooking oil, dyed red, to both, to represent cholesterol. The psyllium fiber found in Metamucil gels…
Oatmeal Breakfast For A Longer Life We have been telling our followers to eat a bowl of ‘oatmeal’ for breakfast for many years. A new research report confirms that oatmeal fiber is a protective component for a longer and healthier life. The Harvard School of Public Health research, which included over 367,000 AARP seniors, aged…
What Seniors Need To Know About Coconut Oil It Is Really Special! Good For Your Skin When applied externally it forms a protective antibacterial layer protecting the infected body part. Also, coconut oil speeds up the healing process of bruises by helping to repair damaged tissue. Helps With Weight Loss Even though it is a…
Swing Dancing For Weight Loss & longevity, because it don’t mean a thing if you ain’t got that swing. Like ceiling fans that went out of style and then came back, so has swing dancing. Some of you may not be aware that ceiling fans went out of style for many years because they were…
Go To http://www.InsuredMeds.com for FREE Quotes & Info Are You Affected By A Medicare Increase? Who will get an increase in Part B rate? Those who pay little or nothing for Part B – Medicaid- it will paid by the state for them. Those not receiving SS retirement benefits “YET”! Those who are initially enrolling…
What Is Depression? Depression is a medical condition characterized by feeling sad, feeling of hopelessness; low self-esteem; and loss of interest in things they normally enjoy. Senior citizens are prone to changes in life that can lead them to feel depressed. Life throws us many curve balls, life changes, loneliness or a medical condition can…
If you’re going to turn age 65 you must make choices about your healthcare and finances. Three months before – or in the three months following, your 65th birthday, you must do the Following: Healthcare Choices:
A form of life insurance with a long term care rider. Qualified long-term care benefits include: Many benefits including: Long Term Care, Return Of Premium Rider and a Death Benefit: Home healthcare, assisted living, nursing home, adult daycare, personal care services, hospice services, alternative care services. Benefits may vary by state.
Applying for QMB, SLMB, or QI, (the what?) QMB- The qualified Medicare Beneficiary program SLMB- Specified Low-Income Medicare Beneficiary program QI- Qualified Individual program These programs help Medicare beneficiaries of modest means pay all or some of Medicare’s cost sharing amounts (ie. premiums, deductibles and copayments). Before you can get coverage by the QMB,…