How To Get Help Paying For Prescriptions If Your A Middle-class Senior

How To Get Help Paying For Prescriptions If Your A Middle-class

The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 327,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs.

Even if you earn up to $100,000 filing joint you can enroll in EPIC.

InsuredMeds.com is an independent Health, Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC

Health Care For Female Vets

Health Care For Female Vets

Female Vets Deserve Better

Our female veterans deserve better care when they come home. They deserve treatment opportunities and care that is gender specific. Trying to tailor medical and mental health treatments designed for men to work with women is not an option. Systems must be designed so that women who serve are properly cared for in every aspect, with gender specific treatment options and devices.

Access to gender-appropriate care for these veterans is essential.

Gender Differences in Treatment for Disabilities

A troubling area where female veterans are not provided adequate and equal care after their service is in treatment for disabilities. Many women lose one or more limbs just like male veterans do, however prosthetic devices, support, and medical care for these injuries are based on male physiology. Women tend to have smaller arms and shoulders, with wider hips and legs than male counterparts.

Prosthetic used for women tend to fit improperly because of the physical differences between the genders. This can create many hardships, and cause considerable emotional distress as well as problems with confidence and self-esteem for female veterans. While customized prosthetic for women are available on the private market they are generally not offered by government agencies.

Vital Healthcare Services For Female Veterans  are Lacking

The number of women veterans is growing, and the VA is simply not doing enough to meet their health, social, and economic needs.

As more women serve in the military, the rates of PTSD in women veterans continue to keep pace with male statistics. Although some of it is caused by combat or related stress, the effects of Military Sexual Trauma (MST) have an outsized effect on women.

The DoD and the VA still fall short of providing equitable health care services to all veterans. There are few, if any, gender specific care guidelines and services that are necessary for women such as breast and cervical cancer screenings. Policies must be changed and improved on so that women who serve are not left behind once they return home.

The best way for a female veteran is to have other health insurance other than the VA. Once a female veteran has been disabled for two years and receiving social security she can then apply for Medicare and receive additional medical benefits, those who turn 65 automatically qualify for Medicare.

What Services Does VA Offer Female Vets?

VA provides comprehensive primary care that includes services for acute and chronic illnesses, preventive services, and gender-specific care, and other services. VA’s medical staff are experts in providing medical care and services beyond primary care, including:

• Mammography

• Gynecology

• Military sexual trauma-related care

• Counseling

• Military and environmental exposure

Women Veterans can apply for VA health care enrollment and other Veterans benefits by completing VA Form 10- 10EZ. To complete the form:

• Apply online at www.1010ez.med.va.gov •

Visit, call, or write to any VA health care facility or Veterans’ benefits office • Call the VA Health Benefits Call Center toll free at 877-222-VETS (8387)

• Get more information online about VA benefits (www.vba.va.gov) and eligibility (www.va.gov/ healtheligibility/)

Please share with any veterans who need this information.

Mouthwash May Be Cause Diabetes & Obesity

 

I know it sounds crazy!!!

It Kills Good Bacteria!

In a 2016 study, researchers found evidence that the popular mouthwash Listerine can control gonorrhea bacteria in people’s mouth and throat.

While the antibacterial fluid is used to kill harmful oral bacteria, researchers of the new study said that it could also be indiscriminately killing the beneficial strains of microbes that provide protection against obesity and diabetes, as well as those that help the body produce nitric oxide.

Nitric oxide helps regulate the insulin levels of the body. It plays an important role in regulating metabolism, balancing energy, and keeping the body’s sugar levels in check. 

Frequency Of Use

  • Mouth washes act on all bacteria in the mouth, the good and the bad. By removing the good bacteria it permits the harmful bacteria to grow and increase.

Latest research is recommending that you should limit your use of mouthwash to just once a day to avoid eliminating the helpful bacteria in the mouth.

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Sugar Industry Hid Its Link To Obesity & Diabetes

Sugar Industry Hid Its Link To Diseases

Investigators report that industry misled us all!!

They misled us that it was fats

In the 1960s, a debate began over the effect of sugar and fats on cardiovascular disease. Researchers say that the sugar industry, wanting to influence the discussion, funded research to look into sugar consumption.

And when it found data suggesting that sugar was harmful, the powerful industry pointed a finger at fats.

Newly uncovered historical documents indicate the industry never disclosed the findings of its work and effectively misled the public to protect its economic interests.

Food Industry

The researchers’ claim that the sugar industry misled the public mirror accusations the tobacco industry faced. A trial was held in 2004 to determine whether tobacco industry officials had intentionally deceived Americans for years into thinking that smoking did not cause cancer, despite acknowledging the dangers of smoking among themselves.

Eight months later, the tobacco industry was asked to pay $10 billion over five years to help millions of Americans quit smoking. The penalty was less than 8 percent of what the government had asked for when proceedings began.

Sugar Paid Off Studies

Continue reading “Sugar Industry Hid Its Link To Obesity & Diabetes”

For people on Medicare, there are some changes to be aware of for 2018

 

For people on Medicare, there are some changes to be aware of for 2018

SOCIAL SECURITY

“Medicare is going to replace everyone’s Medicare card starting in April 2018 through April 2019. The cards will be replaced on a scheduled basis. Everyone will get a new card that will have the Social Security number removed and replaced with a unique ID number. It will look different. Nobody needs to initiate anything.”

SCAMS

“There are a lot of scams. There are people calling Medicare beneficiaries, saying they need to pay $35 for these new cards. But Medicare will never call to verify a Medicare number,” or ask for money.

For people on Medicare, there are some changes to be aware of for 2018.

The open enrollment period for Part D prescription drug plans and Part C Medicare Advantage plans is Oct. 15 through Dec. 7.

Prescription drug plans, known as Part D, are advisable for people on Medicare if you are not enrolled in an HMO with drug coverage.

In the past, Medicare allowed companies to merge their enrollees with existing plans,”  we have not heard if that is still true.

It’s important to read the annual notice of change from your company. “If people choose not to renew, they have extra time to find other coverage, but it’s important to pay attention to the dates.”

You shouldn’t risk a coverage gap. If this particular plan ends Dec. 31, you have until Feb. 28 to renew. But that leaves two months uncovered — you don’t want to do that.

People who have prescription drug coverage from a retiree plan do not need to enroll in a Part D plan. You don’t need to do anything. If you have credible coverage from a former employer or the Veterans Administration, you don’t need to enroll. Continue reading “For people on Medicare, there are some changes to be aware of for 2018”

Medicare Late Enrollment Penalties & Lifetime Late Enrolment Penalties

Medicare Late Enrollment Penalties

Lifetime Late Enrolment Penalties

Many older Americans who have Affordable Care Act insurance policies are going to miss a Sept. 30 deadline to enroll in Medicare, and they need more time to make the change, advocates say.

A lifetime of late enrollment penalties typically await people who don’t sign up for Medicare Part B, which covers doctor visits and other outpatient services, when they first become eligible at age 65. That includes people who mistakenly thought that because they had insurance through the ACA marketplaces, they didn’t need to enroll in Medicare.

Earlier this year, Medicare officials offered to waive penalties for the ACA insurance buyers under a temporary rule change that ends Sept. 30. Continue reading “Medicare Late Enrollment Penalties & Lifetime Late Enrolment Penalties”

Vaccines You Need As You Age!

Vaccines You Need As You Age!

New research is showing that as you age your immunity to the diseases you’ve been vaccinated against as a child starts to wane.

In this video we share all the current information you need to know about the vaccines you need to boost as you age.

Please subscribe and share this information with everyone on your email list.

Free Quick Depression & Mental Health Test

FREE Quick Depression Test

Mental Health Screening Tools

How To Take Test

What is the difference between clinical depression and depression?

Clinical depression is the more-severe form of depression, also known as major depression or major depressive disorder. It isn’t the same as depression caused by a loss, such as the death of a loved one, or a medical condition, such as a thyroid disorder.

  • You type in http://www.mentalhealthamerica.net/mental-health-screening-tools to get Mental Health America’s Mental Health Screening Tools.

Taking a mental health screening is one of the quickest and easiest ways to determine whether you are experiencing symptoms of a mental health condition. Mental health conditions, such as depression or anxiety, are real, common and treatable. And recovery is possible.

Adult dance classes are a great way to treat any form of mental illness.

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See Any Movie, Any Theatre, Any Day $9.95 Per Month-

See Any Movie,

Any Theatre, Any Day

$9.95 Per Month-Cancel Anytime

MoviePass a new and low cost movie plan!

A subscription service offering unlimited movies in theaters nationwide.

What is MoviePass?

MoviePass is the nation’s premier theatrical subscription service.

For $9.95 per month, members can see one standard 2D movie every calendar day.

Is the service a year long commitment? Are there early termination fees?MoviePass is month-to-month, no commitment. Cancel at any time without a fee. Continue reading “See Any Movie, Any Theatre, Any Day $9.95 Per Month-“

Why Do Seniors Get Shingles? One Out Six Seniors Will Get it !!

Why Do Seniors Get Shingles?

One Out Six Seniors Will Get it !!

Shingles Overview

Almost 1 out of every 3 people in the United States will develop shingles, also known as zoster or herpes zoster, in their lifetime. There are an estimated 1 million cases of shingles each year in this country. Anyone who has recovered from chickenpox may develop shingles; even children can get shingles. However the risk of shingles increases as you get older. About half of all cases occur in men and women 60 years old or older.

Some people have a greater risk of getting shingles. This includes people who Continue reading “Why Do Seniors Get Shingles? One Out Six Seniors Will Get it !!”