What You Need To Know About NY EPIC & Medicare Part D

EPIC AND MEDICARE PART D             The open enrollment period for Medicare Part D closed earlier this month, but there is another way to save money on your prescription drug coverage you can explore.  EPIC (Elderly Pharmaceutical Insurance Coverage), is a New York State program that provides supplementary drug...

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Medicare Late Enrollment Penalties & Lifetime Late Enrolment Penalties

Medicare Late Enrollment Penalties Lifetime Late Enrolment Penalties Many older Americans who have Affordable Care Act insurance policies are going to miss a Sept. 30 deadline to enroll in Medicare, and they need more time to make the change, advocates say. A lifetime of late enrollment penalties typically await people who...

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You Are Now Eligible  For Medicare Now What? Part # 1

You Are Now Eligible  For Medicare Now What? Part # 1What is a Medicare Advantage Plan? Who Medicare is for? •       People ages 65 and older •       People under age 65 with certain disabilities •       All people with end-stage renal (kidney) disease (ESRD) •       Your basic Medicare coverage •      ...

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Smart Online Shopping Tips For Health Services

Smart Online Shopping Tips For Health Services “Know Who You’re Dealing with”  Do Your Research Know Who You’re Dealing With Before you give out any personal or financial information online, whether it’s to buy an item or get more information, remember that anyone can set up shop online. If...

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How To Avoid Making A Very Costly Medicare Mistake

How To Avoid Making A Very Costly Medicare Mistake Costly Mistake • If you don’t enrol when within the 7 month period starting 3 months before your 65th birthday and 3 months after your 65th you could be hit with a lifetime penalty on your Medicare insurance premium. •...

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FREE Download of My Wishes Record Keeper

  This is your opportunity to put your final wishes to be in written form. Having a My Wishes Record Keeper will peace of mind to you and your family.  You should give a copy to a trusted family member, your attorney, and your spouse.   Click here to...

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Veterans Benefits & Medicare – What You Need To Know

Veterans Benefits & Medicare Medicare Part B & VA Coverage: You can have both Medicare and Veterans Affairs (VA) benefits. However, Medicare and VA benefits do not work together. Medicare does not pay for any care that you receive at a VA facility. In order for Medicare to cover...

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How to Cut Rx Drug Costs

How to Cut Rx Drug Costs Are you struggling with the soaring cost of prescription drugs? CBS MoneyWatch recently reported that drug prices are predicted to soar nearly 50% over the next few years. As your advisor, I want to help you find ways to contain these costs so...

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