Health Care For Female Vets

Health Care For Female Vets

Female Vets Deserve Better

Our female veterans deserve better care when they come home. They deserve treatment opportunities and care that is gender specific. Trying to tailor medical and mental health treatments designed for men to work with women is not an option. Systems must be designed so that women who serve are properly cared for in every aspect, with gender specific treatment options and devices.

Access to gender-appropriate care for these veterans is essential.

Gender Differences in Treatment for Disabilities

A troubling area where female veterans are not provided adequate and equal care after their service is in treatment for disabilities. Many women lose one or more limbs just like male veterans do, however prosthetic devices, support, and medical care for these injuries are based on male physiology. Women tend to have smaller arms and shoulders, with wider hips and legs than male counterparts.

Prosthetic used for women tend to fit improperly because of the physical differences between the genders. This can create many hardships, and cause considerable emotional distress as well as problems with confidence and self-esteem for female veterans. While customized prosthetic for women are available on the private market they are generally not offered by government agencies.

Vital Healthcare Services For Female Veterans  are Lacking

The number of women veterans is growing, and the VA is simply not doing enough to meet their health, social, and economic needs.

As more women serve in the military, the rates of PTSD in women veterans continue to keep pace with male statistics. Although some of it is caused by combat or related stress, the effects of Military Sexual Trauma (MST) have an outsized effect on women.

The DoD and the VA still fall short of providing equitable health care services to all veterans. There are few, if any, gender specific care guidelines and services that are necessary for women such as breast and cervical cancer screenings. Policies must be changed and improved on so that women who serve are not left behind once they return home.

The best way for a female veteran is to have other health insurance other than the VA. Once a female veteran has been disabled for two years and receiving social security she can then apply for Medicare and receive additional medical benefits, those who turn 65 automatically qualify for Medicare.

What Services Does VA Offer Female Vets?

VA provides comprehensive primary care that includes services for acute and chronic illnesses, preventive services, and gender-specific care, and other services. VA’s medical staff are experts in providing medical care and services beyond primary care, including:

• Mammography

• Gynecology

• Military sexual trauma-related care

• Counseling

• Military and environmental exposure

Women Veterans can apply for VA health care enrollment and other Veterans benefits by completing VA Form 10- 10EZ. To complete the form:

• Apply online at www.1010ez.med.va.gov •

Visit, call, or write to any VA health care facility or Veterans’ benefits office • Call the VA Health Benefits Call Center toll free at 877-222-VETS (8387)

• Get more information online about VA benefits (www.vba.va.gov) and eligibility (www.va.gov/ healtheligibility/)

Please share with any veterans who need this information.

Why Get Other Insurance If You Have VA Healthcare?

How VA works with other health insurance!

Why VA Asks About Other Coverage’s

Why does VA require you to provide information on your health insurance coverage (including coverage under a spouse’s plan)?

They ask for this information because they have to bill your private health insurance provider for any care, supplies, or medicine we provide to treat your non-service-connected conditions (illnesses or injuries that aren’t related to your military service).

They don’t bill Medicare or Medicaid, but we may bill Medicare supplemental health insurance for covered services.

Non-Services Care

What if my health insurance provider doesn’t cover all the non-service-connected care that VA bills them for?

You won’t have to pay any unpaid balance not covered by your health insurance provider. But, depending on your eligibility priority group, you may have to pay a VA copayment for non-service-connected care.

Does it help me in any way to give VA my health insurance information?

Yes. Giving the VA your health insurance information helps you because:

  • When your private health insurance provider pays them for your non-service-connected care, VA may be able to use the funds to offset part—or all—of your VA copayment.
  • Your private insurer may apply your VA health care charges toward your annual deductible (the amount of money you pay toward your care each year before your insurance starts paying for care).

Does your current health insurance status affect whether you can get VA health care benefits?

No. Whether or not you have health insurance coverage doesn’t affect the VA health care benefits you can get.

Note: It’s always a good idea to let your VA doctor know if you’re receiving care outside VA. This helps your provider coordinate your care to help keep you safe and make sure you’re getting care that’s proven to work and that meets your specific needs.

If You Are Accepted Into VA Health Care Program

Should you give up my private health insurance or other insurance (like TRICARE or Medicare) if you’r accepted into the VA health care program?

This is your decision. You can save money if you drop your private health insurance, but there are risks. The VA encourages you to keep your insurance because:

  • The VA doesn’t normally provide care for Veterans’ family members. So, if you drop your private insurance plan, your family may have no health coverage.
  • The VA doesn’t know if Congress will provide enough funding in future years for it to care for all Veterans who are signed up for VA health care. If you’re in one of the lower priority groups, you could lose your VA health care benefits in the future. And, if you don’t keep your private insurance, this would leave you with no coverage.
  • If you have Medicare Part B (coverage for doctors and outpatient services) and you cancel it, you won’t be able to get it back until January of the following year. And, you may have to pay a penalty to get your coverage back.

Should You Signup For Medicare When You Turn 65

Yes. The VA encourages you to sign up for Medicare as soon as you can. This is because:

  • The VA doesn’t know if Congress will provide enough funding in future years for it to provide care for all Veterans who are signed up for VA health care. If you’re in one of the lower priority groups, you could lose your VA health care benefits in the future.
  • Having Medicare means you’re covered if you need to go to a non-VA hospital or doctor—so you have more options to choose from.
  • If you delay signing up for Medicare Part B (coverage for doctors and outpatient services) and then need to sign up later because you lose your VA health care benefits or need more choice in care options, you’ll pay a penalty. This penalty gets bigger each year you delay signing up—and you’ll pay it every year for the rest of your life.
  • If you sign up for Medicare Part D (coverage for prescription drugs), you’ll be able to use it to get medicine from non-VA doctors and fill your prescriptions at your local pharmacy instead of through the VA mail-order service. But you should know that VA prescription drug coverage is better than Medicare coverage—and there’s no penalty for delaying Medicare Part D.

Having Both VA & Medicare

If you signed up for VA health care, and you also have Medicare, what’s covered by each?

You’ll need to choose which benefits to use each time you receive care.

To use VA benefits, you’ll need to get care at a VA medical center or other VA location. The VA also covers your care if they pre-authorize you (meaning we give you permission ahead of time) to get services in a non-VA hospital or other care setting. Keep in mind that you may need to pay a VA copayment for non-service-connected care.

If you go to a non-VA care setting, Medicare may pay for your care. Or, if the VA only authorizes some services in a non-VA location, then Medicare may pay for other services you may need during your stay. Check your Medicare plan so you know which care locations and services you’re covered for.

Health Savings Account (HSA) And VA Care

Can you use your Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA) to help pay for VA care for non-service-connected conditions?

Yes. The VA may bill and accept reimbursement from High Deductible Health Plans (HDHPs) for medical care and services to treat your non-service-connected conditions. If you have an HDHP linked to an HSA, you can use your HSA to pay your VA copayments for non-service-connected care.

The VA may also accept reimbursement from HRAs for care the VA provides to treat your non-service-connected conditions.

Go to https://www.InsuredMeds.com for more information.

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How To Apply For VA Veterans Benefits – Everything You Need To Know

Download PDF of Everything You Need To Know About Applying for VA Veterans Benfits
Click here: Applying For Veteran’s Benefits

How To Apply For VA Benefits
How To Apply For VA Benefits
How To Apply For VA Benefits
In this article we share with you how to apply and what are the requirements to receive VA benefits.

Myths vs. Facts
• Benefits are not just based on war time service. For every Veteran who does NOT sign up, the VA loses in fact approx. $2,200 from their annual budget. Even if you do not use them, they’re there for you if you do. Active Component who have served two years.Reservists and National Guard members may be eligible for VA healthcare benefits if they were called to active duty (other than for training) by a Federal order and completed the full period for which they were ordered to active duty (typically 179 days).There are limited benefits available for spouses and family.
• What InsuredMeds.com offers is that I am trained in military healthcare benefits and my goal is to add value to your Veteran overall health choices and enhance your wellbeing. Most Veterans are unaware of their earned benefits. I will help you maximise additional healthcare services that compliment, not compete, with earned government benefit programs. You benefit from a streamlined health and wellness program, which may result in more efficient deliver of services across time and distance, increased flexibility, preventative care services, decreased wait times for care, and substantial monthly savings.
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