We specialize in the needs of seniors and those turning 65!


We work for you NOT, the insurance companies!

We offer a full range of insurance services:

  • Medicare Supplement & Medicare Advantage Plans
  • Whole Life , Term Life Policies And Final Expenses Guaranteed Issued Policies
  • Dental Insurance Plans
  • Long-Term Care Hybrid Plans that are combined with Life Insurance

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Frequently Asked Questions


You can either call us direct at 845-452-4311 or fill out the contact us form under the header above.

How much will this cost?

All our services are paid for by the insurance companies we represent. You don't any more by using our services than you would by going directly to the carrier.

What about if I'm new to being online?

We can do Skype with you can walk you through the process right in your home.

Can I buy with a check?

Most carriers do not require a check until the policies are issued.

Most carriers prefer direct withdraw of premiums.

Can You Share Our Information With Family & Friends?

We welcome you sharing all of our FREE information with anyone who would benefit from this information.  If you know someone who is turning 65 within the next 12 months please have them contact us.

How does our services work?

We can either meet at our office, online or at your home if you live in the Hudson Valley, N.Y.  If you live outside of New York we are able to offer our services online or over the phone.

What do the letters after my name mean?

The letters after my name are professional designations I earned in 1995 from the American College of Financial Services.

CLU means, I am a Chartered Life Insurance Underwriter

ChFC means I am a Chartered Financial Consultant

REBC means I am a Registered Employee Benefits Consultant

Why Do We Specialize In Serving Seniors?

I am a senior myself and understand the needs and fears of our age group.

Our services are fully insured for your protection.

Not only are we fully licensed by both State & Federal agencies we also carry Errors & Omission policies for your further protection.